Personal Savings Accounts

With a FirstBank & Trust savings account, you can be sure that your hard-earned money is in good hands. We provide easy and safe accounts that may also be tied to your checking account for overdraft protection. Whether saving for your child's education, or planning for the unexpected, FirstBank & Trust has several options to help you manage your money.

Features	FB&T Savings	Junior Savings	AccountLink
Minimum to open	$100	$25	$100
Fee if account falls below minimum balance	$5	$0	$5
Only for minors
Free withdrawals per month	6	6	6
Additional Notes	Subject to applicable miscellaneous charges. $5 service charge if balance falls below $100 any time during the month. Per item charge of $3 per item if you have more than 6 debits per month.	Subject to applicable miscellaneous charges. Per item charge of $3 per item if you have more than 6 debits per month.	Subject to applicable miscellaneous charges. $5 service charge if balance falls below $100 any time during the month. Minimum monthly deposit of $25 required to avoid $5 service charge.  *Requires the establishment of AccountLink to a checking account.  Per item charge of $3 per item if you have more than 6 debits per month.

*AccountLink Savings account requires the establishment of at least one AccountLink (overdraft sweep) to a FirstBank & Trust checking account.  A transfer fee of $5 will be charged for each transfer made to a checking account.