Home Equity Loans

When you are approved for a Home Equity Loan, you will receive all your money upfront for your purchasing needs. Not only will you get your funds fast, but you will enjoy fixed payments and interest rates. Home Equity Loans are sometimes referred to as a second mortgage. This is a popular option for homeowners who have a large, one-time expenditure that requires immediate funds such as a home improvement project or to consolidate debt.

Personalized assistance is available by calling (806) 788-0800 Monday - Friday from 8 am to 5 pm.

• Easy application process
• A fixed rate and fixed payments for the life of the loan
• Provide generally lower loan rates than unsecured loans
• Fast, easy approval
• Borrow up to 100% of appraised value including first mortgage
• Easy online application
• Terms can be offered up to 15 years on a variable rate

• Possible tax benefits**

*Borrower will participate in closing costs for greater amounts. Pre-payment penalty: if the account is paid off within the first two years, you will owe a prepayment penalty of $400. Owner-occupied property only, and FirstBank & Trust must be in a valid first or second lien position. Ask us for complete details. This offer may be withdrawn at any time.

**Consult your tax advisor about possible tax benefits.
Subject to credit approval.