FirstBank & Trust

Visa CardsCredit Cards

Unsecured Credit Cards

There are times when you need access to additional funds, whether it be for a family emergency or a large purchase. Our unsecured credit cards give you access to additional funds without substantial penalties or changing interest rates.

  • Low annual percentage rate (APR) of 7.99% 
  • Interest rates won't go up due to missed or late payments
  • Low late fees
  • No annual fee
  • Earn bonus points redeemable for free gifts and travel rewards

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 Secured Credit Cards

You can now establish or rebuild your credit history with the FirstBank Visa Secured Card.

The FirstBank Visa Secured Card can be used wherever Visa credit cards are accepted. All it requires is a security deposit held as a Collateral Account. Your credit limit equals the amount of money in your Collateral Account. Your purchases are billed to you each month and you are responsible for making at least the minimum monthly payment. The payments are not deducted from your Collateral Account.

As a cardholder, your account performance is reported to major Credit Bureaus. When you’ve managed all of your credit obligations responsibly and consistently for 24 months, you could be well on your way to a stronger credit standing.

  • Annual percentage rate (APR) of 12.99%+
  • Annual fee of $29.00
  • Earn bonus points redeemable for free gifts and travel rewards


*FirstBank unsecured and secured credit cards are subject to credit approval.

+Penalty rate may apply when payments on secured credit card are late.


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