FirstBank & Trust

Real Estate

When it's time for a new building or to renovate an existing building, you'll need access to the funds to complete the project. Don't let space prohibit the growth of your business. Let us help you grow.


An owner-occupied real estate loan from FirstBank & Trust can help your business expand. Whether you want to purchase a larger facility or buy or refinance the building you're in now, our financing options provide excellent opportunities to enhance your working capital while building an investment.

  • Quick and hassle-free application and approval process
  • Commercial property purchase or refinance
  • Leasehold or property improvements or expansions

Investment Properties

From duplexes to retail shopping centers, FirstBank & Trust can help you build your portfolio through property management.

  • Quick and hassle-free application and approval process
  • 1 to 4 family unit residential properties
  • Multi-Unit or Single family properties
  • New construction or existing structures

Land Development

Our lot and land loan solutions offer maximum flexibility regardless of whether you plan to build now or wait a few years. We can even roll your land purchase and construction financing all into one neat package.

  • No maximum lot or acreage size limitations
  • No requirements on improvements or utilities
  • Competitive loan to value ratios
  • Competitive loan terms
  • We service your loan locally - we don't sell your records

Commercial Construction

When you're ready to develop your business property, FirstBank & Trust has the knowledge to help guide you through the process. These loans include ongoing review of construction plans, associated costs, surveys, title policies, appraisals, and a number of items related to the construction process.

  • Draw funds as construction progresses to pay suppliers and contractors
  • Interest is paid only on the amount borrowed as construction progresses
  • Flexible terms and rates designed to fit the needs of your project
  • We service your loan locally

Personalized assistance is available by calling (806) 788-0800 Monday - Friday from 8:00 a.m. to 5:00 p.m.

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