FirstBank & Trust

Small Business Loans

At FirstBank & Trust, we've built a solid foundation by lending money to small businesses. We've been certified as a PLP (Preferred Lending Program) Partner with the Small Business Administration. That means SBA loans from FirstBank & Trust cut through the red tape and get approved faster.

The only way a community can thrive financially is by promoting and helping small businesses. From storefront retail locations to custom home builders, we have the knowledge and experience to help get you the money you need and to help you succeed in our community.

We offer long-term loans guaranteed by our partner, the U.S. Small Business Administration. These loans will ease your cash flow and can be used for virtually any business purpose.


SBA loans can be used for:

  • Commercial real estate purchase
  • Construction
  • Business Acquisition or Expansion
  • Equipment/Inventory Purchase
  • Refinance
  • Working Capital

What type of SBA Loan matches your needs?

SBA 504

Buyer/borrower must be an owner/user occupying at least 51% of an existing structure, or 60% of a newly constructed building. Qualified equipment can be purchased with a 504 loan.

SBA 7(a)

Borrowers typically use loan proceeds for working capital, inventory, equipment purchase, business acquisition or debt refinancing. The SBA 7(a) loan is designed to help entrepreneurs start or expand their businesses.


Specifically designed for a growing small business that might not qualify for other loans. Financing is available for working capital, equipment purchase, refinance, business purchase or leasehold improvements.

Personalized assistance is available by calling (806) 788-0800 to speak with a loan officer.

Subject to credit approval.

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