FirstBank & Trust

graph iconBuilt for Better Business:
The Go-To Commercial Card.

Our experts continuously find the best opportunities to get the most out of your payment solution. This dedication has led to establishing our products as among the highest commercial credit card purchase volume for U.S. Visa credit card issuers three years in a row, as reported by the Nilson Report, 2018.


Electronic Accounts Payable (EAP) is easy with us by your side.

Our banking experts, combined with best-in-class technology, will help your business achieve more. And, because our tools work with your enterprise resource planning (ERP) system, automating parts of your accounts payable process can be a simple step forward with us by your side. We will then provide a comprehensive analysis on your organization’s opportunity and guidance on best practice implementation strategies.

Our team is committed to continuously optimizing your EAP program by enrolling additional vendors, increasing control, and vigorously helping protect against fraud. We’re with you every step of the way.


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Improve cash flow

You pay your vendors now, but you don’t pay us until your statement is due. This provides up to 28 more days to pay for everything your business needs from travel and entertainment to inventory or supplies.


Add a new, recurring revenue stream to your balance sheet

We offer a rebate on card purchases, plus a team of experts who can help you seize every opportunity to earn even more.


Save time and money by automating vendor payments

Our experts provide a vendor analysis to identify opportunities for savings. Then, if desired, we will work on your behalf to enroll suppliers.


What gets measured, gets managed

Our scalable solutions integrate with your processes to drive efficiency. You can count on us to provide the data and guidance you need to make real-time decisions as your business grows.

Our Commercial Card expert is ready to help your business grow.

Get started today with one call.

Monica Castillo

View Resources

Product Overview


Employee Cards

Often referred to as Travel and Expense, or Corporate cards, the Employee Card is a payment solution ideal for everyday business expenses. Enjoy the benefit of having a configurable online expense reporting tool where you can upload receipts and view statements.

Purchasing Cards

A purchasing card is a solution that pays vendor invoices, integrates card payments into your accounts payable process, and allows you to pay recurring expenses. Purchasing cards allow businesses to quickly identify fraud and monitor employee activity.

Electronic Accounts Payable (EAP)

EAP is an alternative payment solution to checks. EAP provides a streamlined and secure process which reduces costs and can generate significant revenue. With EAP, businesses can pay invoices for goods and services directly from a payment file generated from an existing accounting system.

Fleet Cards

Fleet Cards are a payment solution most commonly used for fuel, additives, maintenance, repairs or other vehicle expenses. This card provides flexibility and allows custom spending authorization.

Expense Management

Our online and mobile expense management tool streamlines manual processes and initiates company cost savings. This can include full-featured expense management, robust reporting and advanced receipt imaging.

Card Management for Employers

Enable your administrators to monitor and update employee cards online and in real-time. You can also view authorizations and transactional history.



eZCard Manual

IntelliLink Administrator Guide


Credit Cards are issued and serviced by New Mexico Bank & Trust d/b/a HTLF Card Services.

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