FirstBank & Trust
$200 is more interesting when you open a new consumer checking account by April 30, 2019. Open Now!

Checking, Savings & CDsPlatinum Checking

An interest-bearing checking account that will earn you a premium interest just by keeping a minimum balance.

Platinum Checking

Earn a premium interest just by keeping a minimum balance.

2.00% APY

 

on Balances Up to $50,0002

Minimum Balance
$500 Minimum Deposit to Open

Tiered Rates

Open Cash Rewards Checking Account

 

Checking, Savings & CDsCash Rewards Checking

It's not hard to find a checking account that pays you! With Cash Rewards Checking, you get a checking account that offers a great interest rate and ATM fee refunds nationwide3.

Meet the simple everyday qualifications each month, and you'll automatically earn the rewards. And if you don't qualify one month, don't worry -- you still earn our base rate of interest for that month... and you can qualify for the next month!

Cash Rewards Checking

An interest-earning checking account designed for heavy debit card users looking to get rewarded for their spend.

1.01% APY

 

on Balances Up to $20,0004

Variable Rates

Open Cash Rewards Checking Account

 

Checking, Savings & CDsFree Checking with eStatements

Our checking is more than a basic account. With no minimum balance requirement and no monthly maintenance fee when enrolled in eStatements, you get unlimited check writing, free Online Banking, free Bill Pay, free Mobile Banking5 and a MasterCard® Debit Card. In addition, you may open a savings account and track your activity on both accounts on a combined monthly statement. Only $25 required to open your account. A $3 paper statement fee applies if not enrolled in eStatements.

Free Checking with eStatements

Designed for those who prefer ease and simplicity in their banking.

$0

Minimum Balance
$25 Minimum Deposit to Open

Non-Interest Bearing

Open Free Checking with eStatements

 

Checking, Savings & CDsSignature Series Checking

Signature Series Checking is an account that is built to do it all. By keeping at least $50,000 in your account, you will earn our premium interest rates on your entire balance while receiving the best benefits we offer.

Signature Series Checking

Designed for clients who require a deeper banking relationship.

1.00% APY

 

on Balances $250,000 and above6

Minimum Balance
$1,000 Minimum Deposit to Open

Premium Tiered Rates

Open Signature Series Checking Account

 

1$200 bonus offer is not available to existing FirstBank & Trust consumer checking customers or those who had accounts open on or before February 28, 2019. Bonuses only apply when opening a new consumer checking account at FirstBank & Trust or FirstBankTexas.com during the promotional bonus period. The promotional bonus period is 03/01/2019-04/30/2019. If the account is closed by the customer or bank within 90 business days after opening, we may deduct bonuses earned and received at closing and a $25 account closing fee may be assessed. Closing the account will negate any unearned bonuses. All bonus dollars will be paid to the newly opened checking account. If multiple checking accounts are opened during the promotional bonus period under the same primary owner name, the bonuses will be paid to the account that was opened first. Limit one bonus per new consumer account relationship. A $30 bonus will be given for enrolling in eStatements within 60 calendar days of account opening and a $170 bonus will be given if one (1) direct deposit of $500 or more post to the account within the first 60 calendar days of account opening. Direct Deposit examples include payroll, pension, Social Security or other government benefits. Bonuses will be paid within 90 business days after account is opened. An IRS 1099 form may be issued. Health Savings Accounts and Fiduciary accounts are not eligible for the promotion. Geographic restrictions may apply. Account opening is subject to approval. Minimum to open and APY given on a consumer checking account varies by product selected. For example, our Cash Rewards Checking: Annual Percentage Yields (APY) are accurate as of . 1.01% APY applies to balances of $0-$20,000 and 0.25% APY to balances $20,000.01 and above if reward requirements are met each monthly statement cycle. 0.10% APY applies to balance of $0-$20,000 and 0.25% APY to balances $20,000.01 and above if reward requirements are not met. The rates and terms may change after the account is opened. Minimum $25 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per statement cycle will be refunded if reward requirements are met. Reward requirements are: Sign up for eStatements, post a direct deposit and post 15 debit card purchases within your monthly statement cycle.
2Annual Percentage Yields (APY) are accurate as of . 2.00% APY applies to balances of $0.01 to $50,000.00 and 0.01% APY applies to balances $50,000.01 and above. Rates and terms may change after account is open. Keep minimum average daily balance of $7,500 to avoid $12 monthly maintenance fee. Minimum $500 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per monthly statement cycle will be refunded if at least one direct deposit per month posted within the monthly statement cycle. Platinum Checking is a Consumer Checking account.
3ATM surcharge fees of up to $20 per statement cycle will be refunded if reward requirements are met.
4Annual Percentage Yields (APY) are accurate as of . 1.01% APY applies to balances of $0-$20,000 and 0.25% APY to balances $20,000.01 and above if reward requirements are met each monthly statement cycle. 0.10% APY applies to balance of $0-$20,000 and 0.25% APY to balances $20,000.01 and above if reward requirements are not met. The rates and terms may change after the account is opened. Minimum $25 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per statement cycle will be refunded if reward requirements are met. Reward requirements are: Sign up for eStatements, post a direct deposit and post 15 debit card purchases within your monthly statement cycle.
5Message and data rates may apply from your wireless carrier.
6Signature Series Checking Annual Percentage Yields (APY) are accurate as of . APY tiers apply to the following balances: 0% APY on balances of $0.00 to $49,999.99. 0.75% APY on balances of $50,000.00 up to $149,999.99. 0.90% APY on balances of $150,000.00 up to $249,999.99. 1.00% APY on balances of $250,000.00 and above. Rates may change after the account is opened. Minimum deposit to open account is $1,000. Account fees could reduce earnings. Signature Series Checking is a consumer checking account.

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