FirstBank & Trust

Personal

Checking, Savings & CDsCash Rewards Checking

It's not hard to find a checking account that pays you! With Cash Rewards Checking, you get a checking account that offers a great interest rate and ATM fee refunds nationwide1.

Meet the simple everyday qualifications each month, and you'll automatically earn the rewards. And if you don't qualify one month, don't worry -- you still earn our base rate of interest for that month... and you can qualify for the next month!

Cash Rewards Checking

An interest-earning checking account designed for heavy debit card users looking to get rewarded for their spend.

1.00% APY

 

on Balances Up to $20,000²

Variable Rates

 

Checking, Savings & CDsFree Checking with eStatements

Our checking is more than a basic account. With no minimum balance requirement and no monthly maintenance fee when enrolled in eStatements, you get unlimited check writing, free Online Banking, free Bill Pay, free Mobile Banking3 and a MasterCard® Debit Card. In addition, you may open a savings account and track your activity on both accounts on a combined monthly statement. Only $25 required to open your account.

Free Checking with eStatements

Designed for those who prefer ease and simplicity in their banking.

$0

Minimum Balance
$25 Minimum Deposit to Open

Non-Interest Bearing

 

Checking, Savings & CDsSignature Series Checking

Signature Series Checking is an account that is built to do it all. By keeping at least $50,000 in your account, you will earn our premium interest rates on your entire balance while receiving the best benefits we offer.

Signature Series Checking

Designed for clients who require a deeper banking relationship.

1.00% APY

 

on Balances $250,000 and above4

Minimum Balance
$1,000 Minimum Deposit to Open

Premium Tiered Rates

 

 

Checking, Savings & CDsMoney Manager 5000

Money Manager 5000™ is an interest bearing deposit account that acts like a checking account, savings account or short-term investment rolled into one convenient account. It becomes the type of account you want it to be, and requires only a $5,000 daily minimum or average daily balance for the cycle month to avoid the monthly maintenance fee.

Money Manager 5000

Designed for individuals who are looking to save but want the flexibility of a checking account.

24/7

 

Access to Online Banking

Minimum Balance
$5,000 Minimum Deposit to Open

Tiered Rates

 

1ATM surcharge fees of up to $20 per statement cycle will be refunded if reward requirements are met.
2Annual Percentage Yields (APY) are accurate as of . 1.00% APY applies to balances of $0-$20,000 and 0.25% APY to balances $20,000.01 and above if reward requirements are met each monthly statement cycle. 0.10% APY applies to balance of $0-$20,000 and 0.05% APY to balances $20,000.01 and above if reward requirements are not met. The rates and terms may change after the account is opened. Minimum $25 to open. Fees may reduce earnings. ATM surcharge fees of up to $20 per statement cycle will be refunded if reward requirements are met. Reward requirements are: Sign up for eStatements, post a direct deposit and post 15 debit card purchases within your monthly statement cycle.
3Message and data rates may apply from your wireless carrier.
4Signature Series Checking Annual Percentage Yields (APY) are accurate as of . APY tiers apply to the following balances: 0% APY on balances of $0.00 to $49,999.99. 0.75% APY on balances of $50,000.00 up to $149,999.99. 0.90% APY on balances of $150,000.00 up to $249,999.99. 1.00% APY on balances of $250,000.00 and above. Rates may change after the account is opened. Minimum deposit to open account is $1,000. Account fees could reduce earnings.

 

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