FirstBank & Trust

Checking, Savings & CDsHealth Savings Account

A FirstBank & Trust Health Savings Account is a special tax-favored account that can be used to pay for qualified medical expenses for you and your dependents. HSAs are growing in popularity and contributions are tax-deductible provided you follow IRS guidelines.

  • Contributions into the account are tax-deductible provided you follow IRS guidelines*
  • Interest earned on an HSA is tax-free
  • Withdrawals for qualified medical expenses are tax-exempt
  • Unlike some other healthcare accounts, you'll never lose your funds if you don't use them
  • With an HSA, your funds are rolled over and kept in your account from year to year
  • Portability allows you to keep your funds even if you change health plans. The account belongs to you
  • Earns Interest. As your balance grows, you'll earn more money on your HSA
  • Easy access to your funds with a FirstBank & Trust Debit Card
  • Check with a FirstBank & Trust customer service representative who can update you on the current federal limits of annual contributions to an HSA
  • $100 to open account with automatic deposit available



Visit any of our branches to find out more about a FirstBank & Trust Health Savings Account or, click here to visit the U.S. Treasury - HSA Frequently Asked Questions page.

© 2018 FirstBank & Trust, NMLS 402685. All rights reserved. Please read our privacy policy & terms of use.
Routing #: 111319347  |  Site Map
FDIC Equal Housing Lender